Harris Planning offers a comprehensive service offering advice on a full range of investments including cash, fixed interest, Australian and International shares & equities.

Asset allocation and investment portfolios are tailored to each client’s investment objectives and risk profile.

Once a client’s investment portfolio has been established, we provide ongoing regular reviews. These reviews contain a statement of the investment portfolio, our investments recommendations and market update.

• Identifying your goals and objectives for the short and long term, taking into consideration any foreseeable financial commitments or life stage considerations prior to developing your investment strategy.
• Navigate investment options in relation to risk and return. Different investment options carry different levels of risk therefore, it’s imperative to consider all options to make an informed decision on a strategy that you would reflect your investment profile.
• Versatility in building a portfolio according to your investment timeframe. Whether it be five, ten or twenty years or more, how long you wish to remain invested will determine relevant investment selection.
• Diversification involves spreading your investments across a number of asset classes within a number of sectors. A well-diversified portfolio may help your overall portfolio to perform better and compensate for any shortfalls within asset classes and sectors.
• Professional guidance to help you avoid the pitfalls of poor planning as well as costly mistakes.

Choosing the right insurance cover is essential to safeguard against life’s uncertainties.

Many Australians are unknowingly over or under-insured and are unaware of what existing cover they may currently have structured through their superannuation.

At Harris Planning we will help you assess and choose sensible cover, by providing expert insurance advice for your personal circumstances and needs.

We understand that everyone is unique, so naturally your insurance should be too.

We provide expert insurance advice by:

• Identifying and assessing your personal insurance needs, to determine how much cover may be required.
• Researching and reviewing your current insurance policies to ensure the right cover is in place.
• Provide effective strategies on how your insurance should be structured, by taking advantage of the tax effectiveness whether inside or outside your super.
• Provide effective strategies on how your insurance should be structured, by taking advantage of the tax effectiveness whether inside or outside your super.

People often don’t start thinking about retirement but with a little planning, you can make a big difference to your retirement outcome. At Harris Planning we can help you with:

• Super consolidation and choosing a fund.
• Checking your insurance before you change funds.
• Create a plan to grow your super by contributing or salary sacrificing.
• Advice on tax-effective strategies in super.
• Knowing what is involved before deciding whether to choose an SMSF.

Harris Planning can help you decide if a Self Managed Super Fund (SMSF) is right for you, and recommend a range of strategies to make the most of your opportunities. As SMSF specialists we will:

• Provide advice on whether this investment vehicle is right for you.
• Establish a cost effective fund set up and management.
• Provide Personalised Strategic advice.
• Maintain compliant administration.
• Provide on-going reporting.